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Play it safe: Protect your tournament salary against unexpected injuries

Thursday 9th November
Play it safe: Protect your tournament salary against unexpected injuries

The 2023–24 international cricket season is one of the most demanding periods of cricket for players, with matches running back-to-back from late September 2023 to March 2024. The busy season includes the men’s Test, men’s One Day International (ODI), men’s Twenty20 International (T20I), women’s Test, women’s One Day International (ODI) and women’s Twenty20 International (T20I) matches, as well as some other significant series. 

This intense cricket season increases the players’ risk of injury, which can put their contracted salary at risk. Kerry London offers salary reimbursement insurance to protect a player’s income when they’re unable to play due to an unexpected injury. Temporary Total Disablement Insurance covers:  

Managing the risk of tournament injuries   

The cricket World Cup 2023 in India is in full swing, but many high-profile players, including England’s Ben Stokes, have spent time on the sidelines due to injuries. Several high-profile players have either been ruled out or face extended periods on the tournament’s sidelines.

Cricketers ruled out following injuries

Ben Stokes, Team Captain, England – hip injury

Tamim Iqbal, Bangladesh’s most prolific batsman – persistent back injury

Jason Roy, one of England’s leading run scorers – back spasms

Naseem Shah, Pakistan – major shoulder injury

Wanindu Hasaranga, Sri Lanka’s biggest cricket star

Michael Bracewell, New Zealand – Achilles injury

Kane Williamson, New Zealand’s skipper – ‘an undisplaced fracture’ to his left thumb

What’s the benefit of Temporary Total Disablement Insurance for cricketers?  

Temporary Total Disablement (TTD) Cover – Franchise Tournament Cover pays your salary if you cannot play cricket professionally due to an injury before or during the competition. There are several options you can choose from, as follows:  

  • Pre-tournament cover protects for injuries that prevent playing for either part or all of the tournament. Ben Stokes suffered a hip injury on the eve of the 2023 World Cup, which has left him unable to play the first two weeks of the tournament.   
  • In-tournament cover protects the cost of match fees if injured whilst playing in a professional cricket tournament.  
  • Pre-tournament and in-tournament cover protects a player’s entire franchise cricket tournament salary before and during the competition.  

Enhanced safety in the game  

The risk of injuries is always present, but the Professional Cricketers’ Association is constantly looking at ways to improve player safety in the game. They’ve recently provided all professional players in England and Wales with the most innovative cricket helmet in the world. They’re supplying a technically advanced cricket helmet using the latest 3D printing techniques. They’ve used head scanning technology for a fully custom fit. Several England players were wearing the new hats in the recent Ashes and Hundred competition, including Ben Stokes, Jos Buttler, Heather Knight and Alice Capsey.   

Which teams have qualified for the ICC World Cup 2023?

The following ten teams qualified for the tournament:

Afghanistan – best CWC finish: Group stage
Australia – best CWC finish: Winners (1987, 1999, 2003, 2007, 2015)
Bangladesh – best CWC finish: Quarterfinalists
England – best CWC finish: Winners (2019)
India – best CWC finish: Winners (1983, 2011)
Netherlands – best CWC finish: Group stage
New Zealand – best CWC finish: Runners-up (2015, 2019)
Pakistan – best CWC finish: Winners (1992)
South Africa – best CWC finish: Semifinalists
Sri Lanka – best CWC finish: Winners (1996)

Scan the QR code for the latest information regarding the ICC Cricket World Cup 2023:

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Kerry London is authorised and regulated by the Financial Conduct Authority. The company is a leading UK independent and Lloyd’s accredited broker, which means that we work with a wide range of niche and major insurers.

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