Infrastructure Insurance

Specialist cover for complex construction and civil engineering projects 

Infrastructure projects are critical to the UK economy, supporting transport networks, utilities and long-term development. However, they also present significant risks throughout the project lifecycle. 

These projects are often large, complex and delivered over long timeframes. From design through to completion, multiple exposures can impact costs, timelines and performance. 

At Kerry London, we arrange infrastructure insurance that reflects the scale and complexity of these projects – helping clients protect their investment, manage key risks and support project continuity. 

Why Renewable Energy Insurance matters 

Renewable energy projects face a unique mix of environmental, technical and operational risks. Even a single failure can affect performance, revenue and contractual obligations. 

Specialist renewable energy insurance helps protect against: 

• Weather-related damage, including storms, floods and extreme conditions
• Construction and installation risks during build and commissioning
• Equipment breakdown across turbines, solar panels and battery systems
• Business interruption from reduced output or downtime
• Cyber and control system risks affecting performance and monitoring
• Liability exposures linked to third-party or environmental impact 

Why infrastructure projects need specialist insurance

Infrastructure developments face a wide range of risks. Standard construction insurance is not always enough.

Specialist infrastructure insurance is designed to cover the technical, environmental and operational challenges that come with major civil engineering works.

Key risks include:

• Physical damage during construction or operation

• Delays and financial loss from project disruption

• Complex engineering and ground risks

• Supply chain and contractor issues

• Environmental and regulatory exposures

• Third-party liability and public safety risks

Having the right cover in place helps to protect all stakeholders and supports project delivery from start to finish.

What can Infrastructure Insurance cover?

We provide tailored insurance solutions for infrastructure and civil engineering projects. Cover can include:

• Construction All Risks (CAR) – protection against physical loss or damage during construction

• Delay in Start-Up (DSU) – cover for financial losses arising from project delays following an insured event

• Property damage and operational risks – protection once projects become operational

• Engineering and equipment breakdown – cover for mechanical and electrical failure

• Natural catastrophe risks – protection against flood, storm and other environmental events

• Liability and environmental cover – protection against third-party claims, pollution incidents and regulatory exposures

Types of infrastructure projects we support  

We support a wide range of infrastructure and construction projects, including:  

– Transport: roads, rail, airports, ports and tunnels 

– Utilities: water, wastewater and power networks  

– Energy and renewables: wind, solar, hydro and transmission  

– Civil engineering: bridges, stations, viaducts and complex groundworks 

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