Liability – Third Party Property Claims
Your public liability policy provides cover for claims or allegations made against you by a third-party. Please notify us of any circumstances which may result in a claim. Insurers require you to make a claim immediately to allow them to investigate liability and determine liability.
When reporting a new claim please provide as much information as possible, including:
- Full details of the incident with photographs of the damage
- Any internal investigations information and witnesses
- Risk assessments and/or method statements of the task being undertaken at the time of the incident
A formal claim is an allegation of negligence and consequent damage to property and in these circumstances, will be brought by a member of the public against the property owner or occupier, the policyholder. Most claims are issued as solicitor letters from the claimant, outlining the allegations and breach of duty.
Next steps
Your Kerry London claims contact will manage your claim. Insurers investigate the claim using professionals such as loss adjusters or investigators, and they will arrange to meet with the policyholder to discuss the incident. Once the investigation is concluded, the insurer confirms whether they will cover the claim.
We are here to help
There is no need to choose between experience and personal service. With Kerry London you have both. Contact us for expert, personal advice on your insurance needs.
