Wednesday 23rd April
10 Things Every Film Producer Should Know About Insurance
If you’re producing a film, TV show, commercial or online content in the UK, you’ll need more than just cameras and crew, you’ll need robust insurance. At Kerry London, we specialise in tailored film production insurance to protect your cast, crew, kit, and creativity. Here are 10 things every producer should know before shouting “Action!”
1. You’re Responsible – Even if You Outsource
Hiring a line producer or production company doesn’t protect you from liability. The legal responsibility often sits with the producer. Make sure you have your own cover in place.
2. Cast Insurance Can Save Your Budget
Delays caused by illness, injury or unavailability of a key actor can sink a schedule. Cast insurance reimburses for unexpected delays, reshoots, or even recasting costs.
3. You’ll Need Insurance to Hire Kit
Rental houses won’t release equipment without a certificate of insurance. Our policies can meet exact rental company requirements to avoid last-minute headaches.
4. Public Liability is a Must for Any Location
Filming in public or on private property? You’ll need Public Liability Insurance to cover injuries to third parties or damage to property, often a legal requirement.
5. Weather Delays Are Insurable
Unpredictable weather can stall or cancel shoots. With Adverse Weather Insurance, you can recover lost costs due to rain, wind, snow or fog.
6. Drones Need Their Own Cover
Filming aerial shots? You’ll need Drone Insurance or UAV Aviation Liability, as standard policies don’t cover airborne equipment.
7. You Can Cover Pre-Production, Too
Many assume insurance starts when filming does, but we can arrange cover for development, casting, location scouting, and other pre-production risks.
8. Digital Footage Can be Insured
Footage loss due to corrupted files, card damage or accidental deletion is covered under Media & Digital Negative Insurance.
9. Distribution Requires E&O Insurance
Errors & Omissions Insurance is often mandatory for TV channels, distributors, and streamers. It protects against copyright issues, libel, slander and breach of privacy.
10. It’s More Affordable Than You Think
You don’t need a Netflix budget to get covered. We can tailor insurance for low-budget shorts, student films, and everything in between.
Share this story
We’re here to help
Get in touch with the team for expert advice
Kerry London is authorised and regulated by the Financial Conduct Authority. The company is a leading UK independent and Lloyd’s registered broker, which means that we work with a wide range of niche and major insurers.
This note is not intended to give legal or financial advice, and, accordingly, it should not be relied upon for such or regarded as a comprehensive statement of the law and/or market practice in this area. In preparing this note, we have relied on information sourced from third parties, and we make no claims as to the completeness or accuracy of the information contained herein. You should not act upon information in this bulletin nor determine not to act without first seeking specific legal and/or specialist advice. We and our officers, employees or agents shall not be responsible for any loss whatsoever arising from the recipient’s reliance upon any information we provide herein and exclude liability for the content to the fullest extent permitted by law.
Categories: Film & Media,
